Old Testament Reading: Ecclesiastes 5:8–20; 12:13–14

“If you see in a province the oppression of the poor and the violation of justice and righteousness, do not be amazed at the matter, for the high official is watched by a higher, and there are yet higher ones over them. But this is gain for a land in every way: a king committed to cultivated fields. He who loves money will not be satisfied with money, nor he who loves wealth with his income; this also is vanity. When goods increase, they increase who eat them, and what advantage has their owner but to see them with his eyes? Sweet is the sleep of a laborer, whether he eats little or much, but the full stomach of the rich will not let him sleep. There is a grievous evil that I have seen under the sun: riches were kept by their owner to his hurt, and those riches were lost in a bad venture. And he is father of a son, but he has nothing in his hand. As he came from his mother’s womb he shall go again, naked as he came, and shall take nothing for his toil that he may carry away in his hand. This also is a grievous evil: just as he came, so shall he go, and what gain is there to him who toils for the wind? Moreover, all his days he eats in darkness in much vexation and sickness and anger. Behold, what I have seen to be good and fitting is to eat and drink and find enjoyment in all the toil with which one toils under the sun the few days of his life that God has given him, for this is his lot. Everyone also to whom God has given wealth and possessions and power to enjoy them, and to accept his lot and rejoice in his toil—this is the gift of God. For he will not much remember the days of his life because God keeps him occupied with joy in his heart… The end of the matter; all has been heard. Fear God and keep his commandments, for this is the whole duty of man. For God will bring every deed into judgment, with every secret thing, whether good or evil.” (Ecclesiastes 5:8–20; 12:13–14, ESV)

New Testament Reading: Luke 12:13-21

“Someone in the crowd said to him, ‘Teacher, tell my brother to divide the inheritance with me.’ But he said to him, ‘Man, who made me a judge or arbitrator over you?’ And he said to them, ‘Take care, and be on your guard against all covetousness, for one’s life does not consist in the abundance of his possessions.’ And he told them a parable, saying, ‘The land of a rich man produced plentifully, and he thought to himself, ‘What shall I do, for I have nowhere to store my crops?’ And he said, ‘I will do this: I will tear down my barns and build larger ones, and there I will store all my grain and my goods. And I will say to my soul, ‘Soul, you have ample goods laid up for many years; relax, eat, drink, be merry.’ But God said to him, ‘Fool! This night your soul is required of you, and the things you have prepared, whose will they be?’ So is the one who lays up treasure for himself and is not rich toward God.’” (Luke 12:13–21, ESV)

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Please excuse any typos and misspellings within this manuscript. It has been published online for the benefit of the saints of Emmaus Reformed Baptist Church but without the benefit of proofreading.

1. Introduction
   1. I would like to remind you that we are in the middle of a section in Luke’s gospel wherein Jesus delivers a series of warnings to his disciples regarding sins of the heart. First, he warned his disciples of the sin of hypocrisy. Next, he warned them about the fear of man. Connected to this, Christ warned his disciples not to shrink back when faced with persecution, but to acknowledge him before men. Here in the passage that is open before us today, Christ warns his disciples about the heart-sin of covetousness. He spoke to the crowds, and especially to his disciples, saying, “Take care, and be on your guard against all covetousness, for one’s life does not consist in the abundance of his possessions.”
   2. This warning from Christ, and the teaching that follows, was prompted by a request made by a man in the crowd. Luke 12:13 says, “Someone in the crowd said to him, ‘Teacher, tell my brother to divide the inheritance with me.’”
      1. We don’t know who this man was or the details of his situation. It is likely that he had an older brother who refused, or perhaps was slow to, divvy up the inheritance he had received from his parents’ estate with his siblings. In those days, the firstborn son was to receive a double portion of the inheritance, and it may have been the responsibility of the firstborn son to administer the estate and distribute the funds. Clearly, there was some disagreement between this man and his brother. Maybe the brother was someone who followed or respected Jesus. And so this man approached Jesus to ask for his help. “Teacher, tell my brother to divide the inheritance with me”, he said. 
      2. Jesus’ response was rather curt. “But he said to him, ‘Man, who made me a judge or arbitrator over you?’”
         1. Why did Jesus respond like this? Why was he unwilling to function as a judge or ​​arbitrator in his case?   
         2. The answer is, it was not a part of Jesus’ messianic mission to meddle in civil affairs. The proper place for a dispute like this to be settled was is in the civil law courts. Jesus Christ, as you probably know, showed no interest in engaging in politics or civil matters such as this during his earthly ministry. In Luke 20:25 we hear Christ say, “render to Caesar the things that are Caesar’s, and to God the things that are God’s.” And here Christ says, “Man, who made me a judge or arbitrator over you?” (Luke 12:14, ESV).
         3. Are we to take this to mean that disputes between brothers should not be settled within the church? Well, if the brothers are both Christians and church members, the church ought to mediate and even judge. 1 Corinthians 6 teaches that church members ought to settle disputes like this in-house, as it were, rather than going to law court against one another. 
         4. But this situation was differnt. It appears that one, or both, of these brothers were not true disciples of Jesus. Therefore, the proper place for a dispute like this to be settled was in the civil law courts
         5. You see, this man was mistaken concerning Jesus’ mission and the nature of Christ’s kingdom. Jesus’ mission was not to overthrow Rome,  to reform Old Covenant Israel, or to establish some new political system. He came to atone for sin, to inaugurate a New Covenant, and to establish the everlasting kingdom of God. But we must remember, that Christ’s kingdom is not of this world. 
         6. Here is one of the significant ways in which Christ, his kingdom, and covenant differ from Moses and David, and the kingdom and covenant within which they served. The Old Mosaic Covenant and the Kingdom of Israel were very much of this world. And so Moses and King David did judge within the civil realm (see Exodus 18:13 and 2 Samuel 8:13). I’m sure this man thought that King Jesus would do the same. But King Jesus was unwilling to function as a judge or arbitrator between these brothers. King Jesus is a different kind of King. As has been said, his kingdom is not of this world. His kingdom is heavenly now. It is spiritual now. It is eternal. It will be brought to a consummation in the new heavens and earth when Christ returns. Christ will judge on the last day. And then he will judge, not partially and imperfectly, as Moses and the Kings of Israel did, but perfectly, fully, and finally. 
         7. Jesus refused to function as judge or arbitrator between these two brothers. If they could not work out their differences privately, they would need to work them out in a court of law.  And Jesus would have nothing to do with the court of law. Judging civil matters was not a part of his Messianic mission.  
   3. But notice that Jesus was willing to speak to spiritual matters, that is to say, to matters of morality and the heart. 
2. Be On Your Guard Against All Covetousness
   1. In Luke 11:15 we read, “He said to them…”
      1. “Them” might be a reference to the two brothers. Certainly, the crowd also heard this teaching. And we should not forget that the disciples of Jesus were present too. Notice that in Luke 12:22 Christ sets his attention squarely on his disciples again and builds upon the teaching he delivers here, saying, “Therefore I tell you, do not be anxious about your life”, etc. So, this teaching was delivered to the disputing brothers and the crowd, but it was especially for the disciples of Jesus to hear. 
   2. And what did Christ warn against? He warns us, saying, “Take care, and be on your guard against all covetousness…”
      1. What is covetousness? One dictionary defines covetousness as “a strong desire to acquire more and more material possessions or to possess more things than other people have, all irrespective of need” (Louw Nida, 290–291).
      2. Covetousness it must be remembered, takes place in the mind and heart. True, the heart sin of covetousness will eventually show itself in words and actions, but strictly speaking, covetousness is about thoughts and desires.
      3. Do not forget, brothers and sisters, that the tenth of the Ten Commandments is “You shall not covet your neighbor’s house; you shall not covet your neighbor’s wife, or his male servant, or his female servant, or his ox, or his donkey, or anything that is your neighbor’s” (Exodus 20:17, ESV).
         1. So serious and destructive is the heart sin of covetousness that one of the Ten Commandments is devoted to forbidding it. 
         2. Some have noted that there is a connection between the tenth of the Ten Commandments and the nine that preceded it. If we were to reflect carefully concerning our violations of God’s law we would see that the sins we commit often spring forth from covetousness within the heart. Why do people dishonor those with authority over them, commit the sin of adultery, steal, lie, and even murder? Are these sins not often driven by the sin of covetousness within the heart?
         3. The Apostle James seems to make this connection. In James 4:1-2 we read, “What causes quarrels and what causes fights among you? Is it not this, that your passions are at war within you? You desire and do not have, so you murder. You covet and cannot obtain, so you fight and quarrel. You do not have, because you do not ask.” 
      4. You should know that the Apostle Paul often warns against the sin of covetousness.
         1. In Colossians 3:5 Paul says, “Put to death therefore what is earthly in you: sexual immorality, impurity, passion, evil desire, and covetousness, which is idolatry.”
            1. Isn’t that interesting? Paul says that covetousness is idolatry. What does he mean by this? He means that covetousness is idolatry in the heart. When we covet we make the things of this world to be like little gods to us.  
         2. In Ephesians 5:2-3 Paul says, “But sexual immorality and all impurity or covetousness must not even be named among you, as is proper among saints. Let there be no filthiness nor foolish talk nor crude joking, which are out of place, but instead let there be thanksgiving. For you may be sure of this, that everyone who is sexually immoral or impure, or who is covetous (that is, an idolater), has no inheritance in the kingdom of Christ and God.”
            1. Notice that Paul again calls covetousness idolatry.
            2. And notice that Paul lists the heart sin of covetousness alongside other sins that we might consider far more vile. Dear brothers and sisters, I hope you are beginning to see the point. Covetousness in the heart is no small sin to be trifled with. 
            3. The seriousness of the sin of covetousness in the heart is especially stressed by Paul’s words, “For you may be sure of this, that everyone who is sexually immoral or impure, or who is covetous (that is, an idolater), has no inheritance in the kingdom of Christ and God.”
         3. Finally, in Romans 1:28 Paul is speaking of the ungodly when he says, “And since they did not see fit to acknowledge God, God gave them up to a debased mind to do what ought not to be done. They were filled with all manner of unrighteousness, evil, covetousness, malice. They are full of envy, murder, strife, deceit, maliciousness. They are gossips, slanderers, haters of God, insolent, haughty, boastful, inventors of evil, disobedient to parents, foolish, faithless, heartless, ruthless.”
      5. I mention the tenth of the Ten Commandments, James 4, and these statements from Paul in an attempt to alert you to the severity and danger of this sin of the mind and heart. I am afraid, dear brothers and sisters, that when we think about our battle against sin we tend to think primarily about the sins that we commit with our words and deeds. But covetousness is a sin of the mind and heart. We covet, not with our words or deeds, but with our thoughts, emotions, and desires. Dear friends, our battle against sin – our pursuit of holiness – should not begin with our words and deeds, but with the mind and heart. This is where the real work of sanctification is done. If we wish to grow in holiness, we must be transformed inwardly, renewed by God’s word and Spirit (see Romans 12:1-2, 1 Peter 1:14-16).  
      6. This has been a theme in this portion of Luke’s gospel, hasn’t it? We have been warned against the sin of hypocrisy, which is fundamentally a sin of the heart. We have been warned against the sin of the fear of man. And here Christ warns us about covetousness. We should take the words of Christ very seriously: “Take care, and be on your guard against all covetousness…”
   3. At the end of verse 15, Christ provides us with a striking reason to avoid covetousness. He says, “for one’s life does not consist in the abundance of his possessions.”
      1. Material possessions do not in any way contribute to or sustain a person’s actual life, or existence. A poor man lives, and a rich man lives. The life of the poor man and the life of a rich man is not drawn from their possessions, be they little or great. Stated differently, our life or existence is derived from God, not our possessions. God is our creator. God is our sustainer. It is God who has numbered our days. We come from God and to God we will return. Therefore God ought to be our highest treasure and greatest pleasure. It is God we should love and fear. It is the glory and enjoyment of God that we should live for. How foolish it is to make the attainment of material possessions the center of your life and the purpose of your existence, therefore.
3. The Parable Of The Rich Man
   1. Christ, being the good teacher that he is, told a parable to illustrate the point. In Luke 12:16 we read, “And he told them a parable, saying, ‘The land of a rich man produced plentifully, and he thought to himself, ‘What shall I do, for I have nowhere to store my crops?’ And he said, ‘I will do this: I will tear down my barns and build larger ones, and there I will store all my grain and my goods. And I will say to my soul, ‘Soul, you have ample goods laid up for many years; relax, eat, drink, be merry.’ But God said to him, ‘Fool! This night your soul is required of you, and the things you have prepared, whose will they be?’ So is the one who lays up treasure for himself and is not rich toward God” (Luke 12:16–21, ESV).
   2. There are a few important observations to make about this parable:
      1. First, we should recognize what this parable is not about.
         1. This parable does not teach that the attainment of wealth is a sin. It is possible to be wealthy and godly. Think, for example, of Abraham. He was wealthy and godly. And think of Paul’s instructions for the rich. Paul wrote to Timothy, saying, “As for the rich in this present age, charge them not to be haughty, nor to set their hopes on the uncertainty of riches, but on God, who richly provides us with everything to enjoy” (1 Timothy 6:17, ESV). Notice that Paul does not condemn the rich for being rich, and neither does he command that they stop being rich, but that they not be haughty (prideful), nor set their hopes on riches. Instead, those who are rich are to set their hope on God as they enjoy the kind gifts that God has given to them. In the same passage, Paul goes on to say, “They are to do good, to be rich in good works, to be generous and ready to share, thus storing up treasure for themselves as a good foundation for the future, so that they may take hold of that which is truly life” (1 Timothy 6:18–19, ESV). I think you can see that Paul’s teaching in 1 Timothy 6:17-19 agrees perfectly with Jesus’ teaching here in Luke 12:15-21. Here Christ warns against covetousness and his parable is about those who would lay up treasure for themselves here on earth but are not rich toward God (see Luke 12:21).
         2. Also, this parable does not teach against the wise use of money and possessions. In other places, the Scriptures teach us to work diligently and to save. Proverbs 6:6-11 says, “Go to the ant, O sluggard; consider her ways, and be wise. Without having any chief, officer, or ruler, she prepares her bread in summer and gathers her food in harvest. How long will you lie there, O sluggard? When will you arise from your sleep? A little sleep, a little slumber, a little folding of the hands to rest, and poverty will come upon you like a robber, and want like an armed man.” (Proverbs 6:6–11, ESV). The Scriptures also teach us to use our wealth for good and for the furtherance to the kingdom of Christ. 
      2. Secondly, we must recognize what this parable is about – it is a warning against covetousness within the heart.
         1. The parable begins with these words: “The land of a rich man produced plentifully…” That, dear friends, is a blessing. It is a blessing from God. It is a blessing to give thanks to God for. It is a blessing to be used for good. It is a blessing to be enjoyed. 
         2. But notice how this covetous man responded to this blessing from God. He did not think of God to give thanks and praise to him, nor did he think of the needy around him. Instead, “he thought to himself…” And what did he think to himself?
            1. “He thought to himself, ‘What shall I do, for I have nowhere to store my crops?” (Luke 12:17, ESV). Notice the repetition of the words “I” and “my”. 
            2. Verse 18: “And he said, ‘I will do this: I will tear down my barns and build larger ones, and there I will store all my grain and my goods” (Luke 12:18, ESV).
               1. Notice that this rich man’s impulse was not to give out of his abundance, but to store. Perhaps a better word would be, to hoard. 
               2. And notice how wasteful he is. I think we are to assume that his barns were perfectly good. He could have simply built another barn, if necessary. But he decided to tear down the old barns and to build new ones – bigger and better barns than before. 
            3. In verse 19 the rich man speaks to his own soul. “And I will say to my soul, ‘Soul, you have ample goods laid up for many years; relax, eat, drink, be merry” (Luke 12:19, ESV). Again I say, it is not wrong to enjoy the good gifts that God gives to us here on earth. What was wrong with this man’s reply, then? Two things:
               1. The first has already been mentioned. A major part of the problem is found in what the man does not say. His attention is exclusively turned inward upon himself. Again and again, he says “I” and “my”. He speaks to his soul and urges himself to take pleasure in these possessions of his. Never does he speak to God to give him thanks and praise. Never does he speak to the poor and needy around him, saying, come and be relieved out of the abundance that God has bestowed upon me.   
               2. Notice, secondly, the confidence this man placed in his riches. He spoke to his soul, that is to say, to the immaterial part of himself that animates the body, the essence of his life, saying “You have ample goods laid up for many years; relax, eat, drink, be merry” (Luke 12:19, ESV). Christ has just said, “Take care, and be on your guard against all covetousness, for one’s life does not consist in the abundance of his possessions” (Luke 12:15, ESV). And here we have a story about a rich man who lived as though his life consisted in the abundance of his possessions. This man did not enjoy his riches to the glory of God and use them for the good of others. No, he loved his riches. He idolized his riches. He put his trust in his riches. And this is something that the Scriptures often warn against.
                  1. Psalm 62:10 says, ​​“Put no trust in extortion; set no vain hopes on robbery; if riches increase, set not your heart on them.”
                  2. Proverbs 11:28 says, “Whoever trusts in his riches will fall, but the righteous will flourish like a green leaf.”
            4. In verse 19 the rich man speaks to his own soul, but in verse 20, God speaks to him. There we read, “But God said to him, ‘Fool! This night your soul is required of you, and the things you have prepared, whose will they be?” (Luke 12:20, ESV).
               1. This rich man had spent a lifetime speaking to his own soul, but he did not speak to his soul about God or God’s word. No, he spoke to his own soul and gave no thought to God. He spoke to his own soul but it was only about his material possessions. 
               2. This man was a fool, therefore. He lived as if this life and the riches of this life were all there is. He did not fear God. He forgot that one day he would stand before God to an account. 
               3. And when it came for this man to die and to stand before God to give an account, he found that the words he had spent a lifetime speaking to his own soul were at odds with the words that God spoke to him. I’m sure that this man thought of himself as being very wise. It was a good and successful businessman. He had amassed great wealth. He lived in luxury and security. He spoke to his soul, saying, “Soul, you have ample goods laid up for many years; relax, eat, drink, be merry.” But God’s opinion of him was very differnt. God spoke to him, saying, “Fool! This night your soul is required of you, and the things you have prepared, whose will they be?” In other words, God spoke to him saying, all of the stuff you spent a lifetime accumulating – all of the stuff that you loved and trusted in – where is it now? Can you bring it with you? Will it benefit you now? No, others will possess it. How foolish you were to live for the attainment of wealth and possessions. How foolish you were to love these possessions supremely and to make them your hope. How foolish you were to think that your life consisted in the abundance of your possessions.   
            5. In verse 21 Christ concludes his parable with this explanation: “So is the one who lays up treasure for himself and is not rich toward God” (Luke 12:21, ESV).
               1. Dear friends, whether you are rich or poor here in this life matters little. What matters is being rich toward God.
               2. To be rich toward God is to be made right with him through faith in Jesus Christ.
               3. To be rich toward God is to fear and love him supremely, to trust him and obey him. 
               4. To be rich toward God is to give him thanks and praise for whatever gifts he has given you to enjoy while alive on earth. 
               5. To be rich toward God is to use whatever gifts he has given to you for the glory of his name, the furtherance of his kingdom, and the good of those around you, especially those in need. 
4. Conclusion
   1. “Take care, and be on your guard against all covetousness…”, Christ says. I wonder, can you see why covetousness is such a deadly and dangerous sin?
      1. Some might be tempted to think, what’s the big deal? Covetousness is only in the mind and heart. It’s the sins that we commit in word and deed that matter most, for these are the sins that are truly destructive. But God’s word says otherwise. It is the sins of the heart that are truly destructive for it is from the heart that we speak and act. Indeed, the whole course of one’s life is set by the condition of one’s heart. And so the Scriptures say, “Keep your heart with all vigilance, for from it flow the springs of life” (Proverbs 4:23, ESV).
   2. Dear brothers and sisters, “be on your guard against all covetousness…”
      1. How easy it is to make the things of this world, be it money, possessions, people, positions, or prestige, the love of our lives. How easy it is to live for the things of this world as if they were supreme. But this is folly. 
      2. We must live for God. He must be our supreme love and delight. 
      3. If he is, this will enable us to enjoy the good things of this life in their proper place and in the proper way. The good things of this life must never become gods to us. Instead, they are to be enjoyed as gifts from God and as tokens of his love, all to his glory, honor, and praise.         
   3. The Christian must be on guard against all covetousness. Positively, all who follow Christ Jesus must pursue contentment.  As Paul says, “godliness with contentment is great gain, for we brought nothing into the world, and we cannot take anything out of the world. But if we have food and clothing, with these we will be content. But those who desire to be rich fall into temptation, into a snare, into many senseless and harmful desires that plunge people into ruin and destruction. For the love of money is a root of all kinds of evils. It is through this craving that some have wandered away from the faith and pierced themselves with many pangs. But as for you, O man of God, flee these things. Pursue righteousness, godliness, faith, love, steadfastness, gentleness” (1 Timothy 6:6–10, ESV).
      1. Dear brothers and sisters, are you content in Christ Jesus? Are you happy and satisfied with him? If the answer to that question is no, then I would urge you to make a diligent search of your heart for the sin of covetousness.  
      2. I suspect you are feeling discontent because you have set your love and hope upon some earthly thing. Perhaps the Lord is being merciful to you now to show you that the things of this earth cannot satisfy or sustain your life. Only God and Christ can satisfy and sustain your life in this life and the life to come.
      3. If you are feeling discontent today, I pray that the Lord will help you find the idols of your heart and that he will strengthen you to tear them down and sweep them away so that God alone is Lord of your heart. Dear friends, we will never be satisfied or at peace until we have God as our delight. And only then will we have the freedom to truly enjoy the good things of this life in their proper place and in the proper way.